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Bank Statement Analysis

Convert OCR bank statements into structured financial insights, including income, expenses, cashflow trends, and downloadable reports.

1. Overview

Bank Statement Analysis turns completed OCR statements into structured financial insights, eliminating manual review. It generates clear summaries of income, expenses, and cashflow, with key metrics, visual breakdowns, and downloadable PDF reports.

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Bank Statement Analysis turns completed OCR statements into structured financial insights, eliminating manual review. It generates clear summaries of income, expenses, and cashflow, with key metrics, visual breakdowns, and downloadable PDF reports.

2. Analysis Result Content

Result Header

•	Account Holder Name
•	Bank Institution
•	Period (derived from OCR data)

KPI Summary

•	Net Movement
•	Starting Balance
•	Ending Balance
•	Average Balance
•	Total & Average Income
•	Total & Average Expense

Transaction Categorization

Income

•	Salary / Income
•	Transfers In
•	Investment
•	Interest
•	Refunds / Adjustments
•	Others

Expense

•	Transfers Out
•	Bill Payments
•	Fees
•	Loans / Installments
•	Taxes
•	Merchant Payments
•	Subscriptions
•	ATM Withdrawals
•	Operational Expenses
•	Others

This enables faster, more consistent financial review through standardized and automated outputs.


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User Eligibility

The system enforces eligibility at both the feature and page level to ensure controlled access to real analysis data.

✅ Eligible Users Can:
• Run real bank statement analysis
• View actual financial results
• Access Analysis History
• Download official PDF analysis reports
• Revisit past analysis sessions

⚠️ Non-Eligible Users (shows from banner page):
• Can access the analysis UI
• Can select OCR statements
• Can trigger sample / demo analysis
• ❌ Cannot access Analysis History
• ❌ Cannot download real PDF reports

This allows teams to preview functionality before enabling full access


3. How to Use Bank Statement Analysis

Follow these steps to analyze completed OCR bank statements.

Step 1 — Open the OCR Bank Statement Page

  • Navigate to the OCR Bank Statement page.
  • Locate the ocr statement you want to analyze (status must be Completed).
  • Click the More (⋮) button on the right side of the statement row.
  • From the dropdown menu, select:✨ Analyze Financial Statement


Step 2 — Analysis Starts (Processing)

Once you click Analyze Financial Statement:

  • The system automatically starts the analysis process.
  • The status will change to: 🟠 Processing

Analysis runs in the background asynchronously.
You may leave the page and return later.

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Analysis Status States

• Not Analysed – OCR files have not yet been analyzed
• Processing – analysis is running
• Done – analysis completed successfully
• Failed – analysis failed


Step 3 — Analysis Completed

When the process finishes successfully:
• The status will change to: 🟢 Completed

To view the result:
1. Click the More (⋮) button again
2. Select 📄 View Analyzed Result


The system will open the analysis dashboard with:
• KPI summary (Income, Expense, Balance)
• Cashflow trends
• Category breakdown charts
• Largest income & expense transactions


Alternative Way — View from Analysis History

You can also access completed analyses from:


📜 Analysis History
1. Click Analysis History
2. View the list of completed analysis transactions
3. Click More (⋮)
4. Select View Analyzed Result


This is useful when:
• You want to revisit previous analysis
• You forgot which OCR file was used
• You want to review historical results


Step 4 - Download Generated Report

Once the analysis status is Completed:
1. Open the analyzed result page
2. Click the Download PDF button
3. The system will generate and download the finalized analysis report