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OCR Bank Statement

Bank Statement Analysis

Bank Statement Analysis is a Brick Financial Insight workflow that turns completed OCR Bank Statement results into structured financial insights. It summarizes income, expenses, cashflow, balances, transaction categories, and report outputs from OCR-extracted bank statement data.

Use Bank Statement Analysis after OCR Bank Statement processing is completed and your team needs a structured review of bank statement activity. The analysis can support internal review, underwriting preparation, risk workflows, reporting, and customer-support investigation.

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Analysis Result Content

Result Header

Code
•	Account Holder Name
•	Bank Institution
•	Period (derived from OCR data)

KPI Summary

Code
•	Net Movement
•	Starting Balance
•	Ending Balance
•	Average Balance
•	Total & Average Income
•	Total & Average Expense

Transaction Categorization

Income

Code
•	Salary / Income
•	Transfers In
•	Investment
•	Interest
•	Refunds / Adjustments
•	Others

Expense

Code
•	Transfers Out
•	Bill Payments
•	Fees
•	Loans / Installments
•	Taxes
•	Merchant Payments
•	Subscriptions
•	ATM Withdrawals
•	Operational Expenses
•	Others

This enables faster, more consistent financial review through standardized and automated outputs.

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🚧 User Eligibility

The system enforces eligibility at both the feature and page level to ensure controlled access to real analysis data.

✅ Eligible Users Can:
• Run real bank statement analysis
• View actual financial results
• Access Analysis History
• Download official PDF analysis reports
• Revisit past analysis sessions

⚠️ Non-Eligible Users (shows from banner page):
• Can access the analysis UI
• Can select OCR statements
• Can trigger sample / demo analysis
• ❌ Cannot access Analysis History
• ❌ Cannot download real PDF reports

This allows teams to preview functionality before enabling full access

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How to Use Bank Statement Analysis

Follow these steps to analyze completed OCR bank statements.

Step 1 — Open the OCR Bank Statement Page

• Navigate to the OCR Bank Statement page.
• Locate the ocr statement you want to analyze (status must be Completed).
• Click the More (⋮) button on the right side of the statement row.
• From the dropdown menu, select:✨ Analyze Financial Statement

Step 2 — Analysis Starts (Processing)

Once you click Analyze Financial Statement:

• The system automatically starts the analysis process.
• The status will change to: 🟠 Processing

Analysis runs in the background asynchronously.
You may leave the page and return later.

📘 Analysis Status States

• Not Analysed – OCR files have not yet been analyzed
• Processing – analysis is running
• Done – analysis completed successfully
• Failed – analysis failed

Step 3 — Analysis Completed

When the process finishes successfully:
• The status will change to: 🟢 Completed

To view the result:
1. Click the More (⋮) button again
2. Select 📄 View Analyzed Result

The system will open the analysis dashboard with:
• KPI summary (Income, Expense, Balance)
• Cashflow trends
• Category breakdown charts
• Largest income & expense transactions

Alternative Way — View from Analysis History

You can also access completed analyses from:

📜 Analysis History
1. Click Analysis History
2. View the list of completed analysis transactions
3. Click More (⋮)
4. Select View Analyzed Result

This is useful when:
• You want to revisit previous analysis
• You forgot which OCR file was used
• You want to review historical results

Step 4 - Download Generated Report

Once the analysis status is Completed:
1. Open the analyzed result page
2. Click the Download PDF button
3. The system will generate and download the finalized analysis report